- GameRepo: EnsureCategoryAchievement, RemoveCategoryAchievementIfNotEarned, ListCategoriesWithBudget, GetMonthlySpendByCategory
- GameService: OnCategoryBudgetSet, CheckCategoryBudgets
- ListAchievements filtra conquistas por categorias do perfil (sem vazamento entre usuários)
- NotifyAction chama CheckCategoryBudgets em transaction_created e import_confirmed
- CategoryHandler injeta GameService e chama OnCategoryBudgetSet após Create/Update
- 5 novos testes unitários cobrindo todos os cenários de AC
- Nova tabela user_settings com savings_goal_pct (default 40%)
- API GET /api/settings, PUT /api/settings
- DashboardService inclui savings_goal_pct no payload
- DashboardHandler dispara savings_checked com goal configurado
- GameService.NotifyAction: checa pct >= goal (sem hardcode de 40%)
- SettingsView: painel META DE POUPANÇA com input configurável
- HomeView: widget mostra meta dinâmica (META: X%) e usa savingsGoal
- stores/settings.ts: store com fetch e update
Co-Authored-By: Claude Sonnet 4.6 <[email protected]>