feat: #44 fatura de cartão com data futura fica pendente até confirmação

- Nova tabela pending_bill_imports (migration 016)
- ImportHandler.Confirm: quando is_credit_card=true e payment_date > hoje,
  salva como pending em vez de inserir transações
- Novos endpoints: GET /pending-bills, POST /pending-bills/:id/confirm,
  DELETE /pending-bills/:id
- Dashboard inclui pending_bill_imports no payload
- Frontend: resultado "fatura salva como pendente" no ImportView
- AccountsView exibe widget de faturas pendentes com ações de confirmar/descartar
- dashboard_test: mock de PendingBillRepo + TransactionRepository

Co-Authored-By: Claude Sonnet 4.6 <[email protected]>

apps/api/cmd/server/main.go

@@ -65,7 +65,10 @@ func main() {
 
 	transactionRepo := repository.NewTransactionRepository(pool)
 	importSvc := service.NewImportService(transactionRepo)
-	importHandler := handler.NewImportHandler(importSvc, gameSvc)
+	pendingBillRepo := repository.NewPendingBillRepository(pool)
+	pendingBillSvc := service.NewPendingBillService(pendingBillRepo, transactionRepo)
+	importHandler := handler.NewImportHandler(importSvc, gameSvc, pendingBillSvc)
+	pendingBillHandler := handler.NewPendingBillHandler(pendingBillSvc, gameSvc)
 
 	manualTxRepo := repository.NewManualTransactionRepository(pool)
 	txSvc := service.NewTransactionService(manualTxRepo)
@@ -84,7 +87,7 @@ func main() {
 	creditBillHandler := handler.NewCreditBillHandler(creditBillSvc)
 
 	dashboardRepo := repository.NewDashboardRepository(pool)
-	dashboardSvc := service.NewDashboardService(dashboardRepo, recurringSvc, accountRepo, creditBillSvc)
+	dashboardSvc := service.NewDashboardService(dashboardRepo, recurringSvc, accountRepo, creditBillSvc, pendingBillSvc)
 	dashboardHandler := handler.NewDashboardHandler(dashboardSvc)
 
 	r.Get("/health", handler.Health)
@@ -108,6 +111,10 @@ func main() {
 		r.Post("/imports/preview", importHandler.Preview)
 		r.Post("/imports/confirm", importHandler.Confirm)
 
+		r.Get("/pending-bills", pendingBillHandler.List)
+		r.Post("/pending-bills/{id}/confirm", pendingBillHandler.Confirm)
+		r.Delete("/pending-bills/{id}", pendingBillHandler.Discard)
+
 		r.Get("/transactions", txHandler.List)
 		r.Post("/transactions", txHandler.Create)
 		r.Put("/transactions/{id}", txHandler.Update)

apps/api/internal/handler/import.go

@@ -13,10 +13,11 @@ const maxUploadSize = 10 << 20 // 10 MB
 type ImportHandler struct {
 	svc        *service.ImportService
 	gameSvc    *service.GameService
+	pendingSvc *service.PendingBillService
 }
 
-func NewImportHandler(svc *service.ImportService, gameSvc *service.GameService) *ImportHandler {
+func NewImportHandler(svc *service.ImportService, gameSvc *service.GameService, pendingSvc *service.PendingBillService) *ImportHandler {
-	return &ImportHandler{svc: svc, gameSvc: gameSvc}
+	return &ImportHandler{svc: svc, gameSvc: gameSvc, pendingSvc: pendingSvc}
 }
 
 // Preview parses the uploaded file and returns rows with duplicate flags.
@@ -59,11 +60,14 @@ func (h *ImportHandler) Preview(w http.ResponseWriter, r *http.Request) {
 
 // Confirm saves the rows provided in the request body (after user review).
 // POST /api/imports/confirm
+// When is_credit_card=true and payment_date is in the future, saves as pending instead of transactions.
 func (h *ImportHandler) Confirm(w http.ResponseWriter, r *http.Request) {
 	var body struct {
 		Filename      string            `json:"filename"`
 		Rows          []model.ImportRow `json:"rows"`
 		ParseErrCount int               `json:"parse_error_count"`
+		IsCreditCard  bool              `json:"is_credit_card"`
+		PaymentDate   string            `json:"payment_date"` // YYYY-MM-DD
 	}
 	if err := json.NewDecoder(r.Body).Decode(&body); err != nil {
 		respondError(w, http.StatusBadRequest, "invalid JSON")
@@ -74,6 +78,24 @@ func (h *ImportHandler) Confirm(w http.ResponseWriter, r *http.Request) {
 		return
 	}
 
+	if body.IsCreditCard && body.PaymentDate != "" {
+		saved, pending, err := h.pendingSvc.MaybeSaveAsPending(r.Context(), body.Filename, body.PaymentDate, body.Rows)
+		if err != nil {
+			respondError(w, http.StatusInternalServerError, "failed to save pending bill")
+			return
+		}
+		if saved {
+			respondJSON(w, http.StatusOK, map[string]any{
+				"pending":      true,
+				"pending_bill": pending,
+				"imported":     0,
+				"duplicates":   len(body.Rows) - len(pending.Rows),
+				"errors":       body.ParseErrCount,
+			})
+			return
+		}
+	}
+
 	result, err := h.svc.Confirm(r.Context(), body.Filename, body.Rows, body.ParseErrCount)
 	if err != nil {
 		respondError(w, http.StatusInternalServerError, "failed to save transactions")

apps/api/internal/handler/pending_bill.go

@@ -0,0 +1,59 @@
+package handler
+
+import (
+	"net/http"
+	"strconv"
+
+	"github.com/go-chi/chi/v5"
+
+	"financeiro-carvalho/internal/service"
+)
+
+type PendingBillHandler struct {
+	svc     *service.PendingBillService
+	gameSvc *service.GameService
+}
+
+func NewPendingBillHandler(svc *service.PendingBillService, gameSvc *service.GameService) *PendingBillHandler {
+	return &PendingBillHandler{svc: svc, gameSvc: gameSvc}
+}
+
+func (h *PendingBillHandler) List(w http.ResponseWriter, r *http.Request) {
+	items, err := h.svc.List(r.Context())
+	if err != nil {
+		respondError(w, http.StatusInternalServerError, "failed to list pending bills")
+		return
+	}
+	respondJSON(w, http.StatusOK, items)
+}
+
+func (h *PendingBillHandler) Confirm(w http.ResponseWriter, r *http.Request) {
+	id, err := strconv.Atoi(chi.URLParam(r, "id"))
+	if err != nil {
+		respondError(w, http.StatusBadRequest, "invalid id")
+		return
+	}
+	if err := h.svc.Confirm(r.Context(), id); err != nil {
+		if err == service.ErrPendingBillNotFound {
+			respondError(w, http.StatusNotFound, "pending bill not found")
+			return
+		}
+		respondError(w, http.StatusInternalServerError, "failed to confirm pending bill")
+		return
+	}
+	h.gameSvc.NotifyAction(r.Context(), "import_confirmed", map[string]any{"count": 1})
+	w.WriteHeader(http.StatusNoContent)
+}
+
+func (h *PendingBillHandler) Discard(w http.ResponseWriter, r *http.Request) {
+	id, err := strconv.Atoi(chi.URLParam(r, "id"))
+	if err != nil {
+		respondError(w, http.StatusBadRequest, "invalid id")
+		return
+	}
+	if err := h.svc.Discard(r.Context(), id); err != nil {
+		respondError(w, http.StatusInternalServerError, "failed to discard pending bill")
+		return
+	}
+	w.WriteHeader(http.StatusNoContent)
+}

apps/api/internal/migration/migration.go

@@ -53,6 +53,9 @@ var m014 string
 //go:embed sql/015_accounts_cdi_percentage.sql
 var m015 string
 
+//go:embed sql/016_pending_bill_imports.sql
+var m016 string
+
 func Run(ctx context.Context, pool *pgxpool.Pool) error {
 	// Bootstrap: ensure schema_migrations table exists before checking versions.
 	if _, err := pool.Exec(ctx, `
@@ -64,7 +67,7 @@ func Run(ctx context.Context, pool *pgxpool.Pool) error {
 		return fmt.Errorf("bootstrap schema_migrations: %w", err)
 	}
 
-	migrations := []string{m001, m002, m003, m004, m005, m006, m007, m008, m009, m010, m011, m012, m013, m014, m015}
+	migrations := []string{m001, m002, m003, m004, m005, m006, m007, m008, m009, m010, m011, m012, m013, m014, m015, m016}
 	for i, sql := range migrations {
 		version := i + 1
 		var applied bool

apps/api/internal/migration/sql/016_pending_bill_imports.sql

@@ -0,0 +1,9 @@
+CREATE TABLE IF NOT EXISTS pending_bill_imports (
+    id           SERIAL PRIMARY KEY,
+    profile_id   INTEGER NOT NULL REFERENCES profiles(id) ON DELETE CASCADE,
+    filename     TEXT    NOT NULL,
+    payment_date DATE    NOT NULL,
+    total        NUMERIC(12,2) NOT NULL DEFAULT 0,
+    rows         JSONB   NOT NULL DEFAULT '[]',
+    created_at   TIMESTAMPTZ NOT NULL DEFAULT NOW()
+);

apps/api/internal/model/dashboard.go

@@ -35,4 +35,5 @@ type DashboardData struct {
 	PendingRecurring        int                  `json:"pending_recurring"`
 	PendingIncomeRecurrings []PendingIncome      `json:"pending_income_recurrings"`
 	CurrentBills            []CreditBill         `json:"current_bills"`
+	PendingBillImports      []PendingBillImport  `json:"pending_bill_imports"`
 }

apps/api/internal/model/pending_bill.go

@@ -0,0 +1,10 @@
+package model
+
+type PendingBillImport struct {
+	ID          int         `json:"id"`
+	Filename    string      `json:"filename"`
+	PaymentDate string      `json:"payment_date"`
+	Total       float64     `json:"total"`
+	Rows        []ImportRow `json:"rows"`
+	CreatedAt   string      `json:"created_at"`
+}

apps/api/internal/repository/pending_bill.go

@@ -0,0 +1,93 @@
+package repository
+
+import (
+	"context"
+	"encoding/json"
+
+	"github.com/jackc/pgx/v5/pgxpool"
+
+	"financeiro-carvalho/internal/middleware"
+	"financeiro-carvalho/internal/model"
+)
+
+type PendingBillRepository interface {
+	List(ctx context.Context) ([]model.PendingBillImport, error)
+	Create(ctx context.Context, filename, paymentDate string, total float64, rows []model.ImportRow) (*model.PendingBillImport, error)
+	GetByID(ctx context.Context, id int) (*model.PendingBillImport, error)
+	Delete(ctx context.Context, id int) error
+}
+
+type pendingBillRepo struct{ pool *pgxpool.Pool }
+
+func NewPendingBillRepository(pool *pgxpool.Pool) PendingBillRepository {
+	return &pendingBillRepo{pool: pool}
+}
+
+func (r *pendingBillRepo) List(ctx context.Context) ([]model.PendingBillImport, error) {
+	pid := middleware.ProfileIDFromCtx(ctx)
+	rows, err := r.pool.Query(ctx, `
+		SELECT id, filename, payment_date::text, total, rows, created_at::text
+		FROM pending_bill_imports
+		WHERE profile_id = $1
+		ORDER BY payment_date
+	`, pid)
+	if err != nil {
+		return nil, err
+	}
+	defer rows.Close()
+
+	var out []model.PendingBillImport
+	for rows.Next() {
+		var p model.PendingBillImport
+		var rowsJSON []byte
+		if err := rows.Scan(&p.ID, &p.Filename, &p.PaymentDate, &p.Total, &rowsJSON, &p.CreatedAt); err != nil {
+			return nil, err
+		}
+		_ = json.Unmarshal(rowsJSON, &p.Rows)
+		out = append(out, p)
+	}
+	return out, rows.Err()
+}
+
+func (r *pendingBillRepo) Create(ctx context.Context, filename, paymentDate string, total float64, rows []model.ImportRow) (*model.PendingBillImport, error) {
+	pid := middleware.ProfileIDFromCtx(ctx)
+	rowsJSON, err := json.Marshal(rows)
+	if err != nil {
+		return nil, err
+	}
+	var p model.PendingBillImport
+	var rowsBack []byte
+	err = r.pool.QueryRow(ctx, `
+		INSERT INTO pending_bill_imports (profile_id, filename, payment_date, total, rows)
+		VALUES ($1, $2, $3, $4, $5)
+		RETURNING id, filename, payment_date::text, total, rows, created_at::text
+	`, pid, filename, paymentDate, total, rowsJSON).
+		Scan(&p.ID, &p.Filename, &p.PaymentDate, &p.Total, &rowsBack, &p.CreatedAt)
+	if err != nil {
+		return nil, err
+	}
+	_ = json.Unmarshal(rowsBack, &p.Rows)
+	return &p, nil
+}
+
+func (r *pendingBillRepo) GetByID(ctx context.Context, id int) (*model.PendingBillImport, error) {
+	pid := middleware.ProfileIDFromCtx(ctx)
+	var p model.PendingBillImport
+	var rowsJSON []byte
+	err := r.pool.QueryRow(ctx, `
+		SELECT id, filename, payment_date::text, total, rows, created_at::text
+		FROM pending_bill_imports
+		WHERE id = $1 AND profile_id = $2
+	`, id, pid).Scan(&p.ID, &p.Filename, &p.PaymentDate, &p.Total, &rowsJSON, &p.CreatedAt)
+	if err != nil {
+		return nil, err
+	}
+	_ = json.Unmarshal(rowsJSON, &p.Rows)
+	return &p, nil
+}
+
+func (r *pendingBillRepo) Delete(ctx context.Context, id int) error {
+	pid := middleware.ProfileIDFromCtx(ctx)
+	_, err := r.pool.Exec(ctx, `DELETE FROM pending_bill_imports WHERE id = $1 AND profile_id = $2`, id, pid)
+	return err
+}

apps/api/internal/service/dashboard.go

@@ -23,10 +23,11 @@ type DashboardService struct {
 	recurrSvc      *RecurringService
 	patrimony      PatrimonySource
 	billSvc        *CreditBillService
+	pendingBillSvc *PendingBillService
 }
 
-func NewDashboardService(repo DashboardRepo, recurrSvc *RecurringService, patrimony PatrimonySource, billSvc *CreditBillService) *DashboardService {
+func NewDashboardService(repo DashboardRepo, recurrSvc *RecurringService, patrimony PatrimonySource, billSvc *CreditBillService, pendingBillSvc *PendingBillService) *DashboardService {
-	return &DashboardService{repo: repo, recurrSvc: recurrSvc, patrimony: patrimony, billSvc: billSvc}
+	return &DashboardService{repo: repo, recurrSvc: recurrSvc, patrimony: patrimony, billSvc: billSvc, pendingBillSvc: pendingBillSvc}
 }
 
 func (s *DashboardService) Get(ctx context.Context, month string) (*model.DashboardData, error) {
@@ -109,6 +110,11 @@ func (s *DashboardService) Get(ctx context.Context, month string) (*model.Dashbo
 		currentBills = []model.CreditBill{}
 	}
 
+	pendingBillImports, _ := s.pendingBillSvc.List(ctx)
+	if pendingBillImports == nil {
+		pendingBillImports = []model.PendingBillImport{}
+	}
+
 	return &model.DashboardData{
 		Month:                   month,
 		TotalIncome:             income,
@@ -121,5 +127,6 @@ func (s *DashboardService) Get(ctx context.Context, month string) (*model.Dashbo
 		PendingRecurring:        pending,
 		PendingIncomeRecurrings: pendingIncome,
 		CurrentBills:            currentBills,
+		PendingBillImports:      pendingBillImports,
 	}, nil
 }

apps/api/internal/service/dashboard_test.go

@@ -8,6 +8,21 @@ import (
 	"financeiro-carvalho/internal/service"
 )
 
+type mockImportTxRepo struct{}
+
+func (m *mockImportTxRepo) IsDuplicate(_ context.Context, _, _ string, _ float64) (bool, error) {
+	return false, nil
+}
+func (m *mockImportTxRepo) IsExternalIDKnown(_ context.Context, _ string) (bool, error) {
+	return false, nil
+}
+func (m *mockImportTxRepo) BulkInsert(_ context.Context, rows []model.ImportRow) (int, error) {
+	return len(rows), nil
+}
+func (m *mockImportTxRepo) SaveImportLog(_ context.Context, _, _ string, _, _, _ int) error {
+	return nil
+}
+
 type mockDashboardRepo struct {
 	income   float64
 	expenses float64
@@ -33,11 +48,25 @@ type mockPatrimony struct{}
 
 func (m *mockPatrimony) TotalPatrimony(_ context.Context) (float64, error) { return 0, nil }
 
+type mockPendingBillRepo struct{}
+
+func (m *mockPendingBillRepo) List(_ context.Context) ([]model.PendingBillImport, error) {
+	return nil, nil
+}
+func (m *mockPendingBillRepo) Create(_ context.Context, _, _ string, _ float64, _ []model.ImportRow) (*model.PendingBillImport, error) {
+	return &model.PendingBillImport{}, nil
+}
+func (m *mockPendingBillRepo) GetByID(_ context.Context, _ int) (*model.PendingBillImport, error) {
+	return nil, nil
+}
+func (m *mockPendingBillRepo) Delete(_ context.Context, _ int) error { return nil }
+
 func newDashboardSvc(income, expenses float64) *service.DashboardService {
 	repo := &mockAccountRepo{}
 	recurrSvc := service.NewRecurringService(newMockRecurring(nil), &mockTxRepo{})
 	billSvc := service.NewCreditBillService(&mockCreditBillRepo{}, repo)
-	return service.NewDashboardService(&mockDashboardRepo{income: income, expenses: expenses}, recurrSvc, &mockPatrimony{}, billSvc)
+	pendingBillSvc := service.NewPendingBillService(&mockPendingBillRepo{}, &mockImportTxRepo{})
+	return service.NewDashboardService(&mockDashboardRepo{income: income, expenses: expenses}, recurrSvc, &mockPatrimony{}, billSvc, pendingBillSvc)
 }
 
 func TestDashboard_SavingsPct_40(t *testing.T) {

apps/api/internal/service/pending_bill.go

@@ -0,0 +1,73 @@
+package service
+
+import (
+	"context"
+	"errors"
+	"time"
+
+	"financeiro-carvalho/internal/model"
+	"financeiro-carvalho/internal/repository"
+)
+
+var ErrPendingBillNotFound = errors.New("pending bill not found")
+
+type PendingBillService struct {
+	repo   repository.PendingBillRepository
+	txRepo repository.TransactionRepository
+}
+
+func NewPendingBillService(repo repository.PendingBillRepository, txRepo repository.TransactionRepository) *PendingBillService {
+	return &PendingBillService{repo: repo, txRepo: txRepo}
+}
+
+func (s *PendingBillService) List(ctx context.Context) ([]model.PendingBillImport, error) {
+	items, err := s.repo.List(ctx)
+	if items == nil {
+		return []model.PendingBillImport{}, err
+	}
+	return items, err
+}
+
+// Save stores a credit-card import as pending when payment_date is in the future.
+// Returns (true, pendingBill, nil) if saved as pending; (false, nil, nil) if not applicable.
+func (s *PendingBillService) MaybeSaveAsPending(ctx context.Context, filename, paymentDate string, rows []model.ImportRow) (bool, *model.PendingBillImport, error) {
+	if paymentDate == "" {
+		return false, nil, nil
+	}
+	t, err := time.Parse("2006-01-02", paymentDate)
+	if err != nil || !t.After(time.Now().Truncate(24*time.Hour)) {
+		return false, nil, nil
+	}
+
+	var total float64
+	newRows := make([]model.ImportRow, 0, len(rows))
+	for _, r := range rows {
+		if !r.IsDuplicate {
+			total += r.Amount
+			newRows = append(newRows, r)
+		}
+	}
+
+	p, err := s.repo.Create(ctx, filename, paymentDate, total, newRows)
+	if err != nil {
+		return true, nil, err
+	}
+	return true, p, nil
+}
+
+// Confirm inserts the pending bill's rows as actual transactions and removes the pending record.
+func (s *PendingBillService) Confirm(ctx context.Context, id int) error {
+	p, err := s.repo.GetByID(ctx, id)
+	if err != nil {
+		return ErrPendingBillNotFound
+	}
+	if _, err := s.txRepo.BulkInsert(ctx, p.Rows); err != nil {
+		return err
+	}
+	return s.repo.Delete(ctx, id)
+}
+
+// Discard removes a pending bill import without creating transactions.
+func (s *PendingBillService) Discard(ctx context.Context, id int) error {
+	return s.repo.Delete(ctx, id)
+}

apps/web/src/stores/dashboard.ts

@@ -34,6 +34,14 @@ export interface PendingIncome {
   late: boolean
 }
 
+export interface PendingBillImport {
+  id: number
+  filename: string
+  payment_date: string
+  total: number
+  created_at: string
+}
+
 export interface DashboardData {
   month: string
   total_income: number
@@ -46,6 +54,7 @@ export interface DashboardData {
   pending_recurring: number
   pending_income_recurrings: PendingIncome[]
   current_bills: CreditBill[]
+  pending_bill_imports: PendingBillImport[]
 }
 
 export const useDashboardStore = defineStore('dashboard', () => {

apps/web/src/stores/import.ts

@@ -15,6 +15,8 @@ export interface ImportResult {
   imported: number
   duplicates: number
   errors: number
+  pending?: boolean
+  pending_bill?: { id: number; payment_date: string; total: number }
 }
 
 export interface CSVMapping {
@@ -63,7 +65,7 @@ export const useImportStore = defineStore('import', () => {
     }
   }
 
-  async function confirm() {
+  async function confirm(isCreditCard?: boolean, paymentDate?: string) {
     loading.value = true
     error.value = null
     try {
@@ -74,6 +76,8 @@ export const useImportStore = defineStore('import', () => {
           filename: filename.value,
           rows: rows.value,
           parse_error_count: parseErrors.value.length,
+          is_credit_card: isCreditCard ?? false,
+          payment_date: paymentDate ?? '',
         }),
       })
       const data = await res.json()

apps/web/src/stores/pending_bills.ts

@@ -0,0 +1,30 @@
+import { defineStore } from 'pinia'
+import { ref } from 'vue'
+import { api } from '@/services/api'
+import type { PendingBillImport } from './dashboard'
+
+export const usePendingBillsStore = defineStore('pending_bills', () => {
+  const items = ref<PendingBillImport[]>([])
+  const loading = ref(false)
+
+  async function fetchAll() {
+    loading.value = true
+    try {
+      items.value = await api.get<PendingBillImport[]>('/pending-bills')
+    } finally {
+      loading.value = false
+    }
+  }
+
+  async function confirm(id: number) {
+    await api.post(`/pending-bills/${id}/confirm`, {})
+    items.value = items.value.filter((p) => p.id !== id)
+  }
+
+  async function discard(id: number) {
+    await api.delete(`/pending-bills/${id}`)
+    items.value = items.value.filter((p) => p.id !== id)
+  }
+
+  return { items, loading, fetchAll, confirm, discard }
+})

apps/web/src/views/AccountsView.vue

@@ -1,11 +1,13 @@
 <script setup lang="ts">
 import { ref, onMounted } from 'vue'
 import { useAccountsStore, type AccountInput } from '@/stores/accounts'
+import { usePendingBillsStore } from '@/stores/pending_bills'
 import NeonPanel from '@/components/NeonPanel.vue'
 import CurrencyInput from '@/components/CurrencyInput.vue'
 
 const store = useAccountsStore()
-onMounted(() => store.fetchAll())
+const pendingStore = usePendingBillsStore()
+onMounted(() => { store.fetchAll(); pendingStore.fetchAll() })
 
 const typeLabels: Record<string, string> = {
   checking: 'Conta Corrente',
@@ -173,6 +175,34 @@ function totalBalance() {
       </ul>
     </NeonPanel>
 
+    <!-- Pending bill imports -->
+    <template v-if="pendingStore.items.length > 0">
+      <NeonPanel title="FATURAS PENDENTES DE CONFIRMAÇÃO" variant="danger">
+        <div class="fc-pending-list">
+          <div
+            v-for="p in pendingStore.items"
+            :key="p.id"
+            class="fc-pending-item"
+          >
+            <div class="fc-pending-item__info">
+              <span class="fc-body fc-pending-item__name">{{ p.filename }}</span>
+              <span class="fc-mono fc-pending-item__meta">
+                Vencimento: {{ p.payment_date }} · {{ fmt(p.total) }}
+              </span>
+            </div>
+            <div class="fc-pending-item__actions">
+              <button class="fc-btn fc-btn--sm fc-btn--primary" @click="pendingStore.confirm(p.id)">
+                CONFIRMAR PAGAMENTO
+              </button>
+              <button class="fc-btn fc-btn--sm fc-btn--ghost" @click="pendingStore.discard(p.id)">
+                DESCARTAR
+              </button>
+            </div>
+          </div>
+        </div>
+      </NeonPanel>
+    </template>
+
     <!-- Current bills for credit accounts -->
     <template v-for="a in store.accounts.filter(x => x.type === 'credit' && x.current_bill)" :key="'bill-' + a.id">
       <NeonPanel :title="`FATURA · ${a.name}`" :variant="a.current_bill!.paid ? undefined : 'danger'">
@@ -327,4 +357,21 @@ function totalBalance() {
 
 .fc-acc-item__balance { font-size: 16px; font-weight: 700; }
 .fc-acc-item__actions { display: flex; gap: var(--fc-space-1); }
+
+/* Pending bill imports */
+.fc-pending-list { display: flex; flex-direction: column; gap: var(--fc-space-3); }
+.fc-pending-item {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: var(--fc-space-3);
+  padding: 10px var(--fc-space-3);
+  border: 1px solid rgba(255,59,107,.3);
+  border-radius: var(--fc-radius);
+  flex-wrap: wrap;
+}
+.fc-pending-item__info { display: flex; flex-direction: column; gap: 4px; }
+.fc-pending-item__name { font-size: 13px; }
+.fc-pending-item__meta { font-size: 11px; color: var(--fc-text-dim); }
+.fc-pending-item__actions { display: flex; gap: var(--fc-space-2); }
 </style>

apps/web/src/views/ImportView.vue

@@ -76,8 +76,26 @@ function fmt(amount: number) {
   <div class="fc-view">
     <span class="fc-pixel fc-view__title">:: IMPORTAR EXTRATO</span>
 
-    <!-- Result banner -->
+    <!-- Result banner: pending bill -->
-    <NeonPanel v-if="store.result" variant="success" title="CONCLUÍDO">
+    <NeonPanel v-if="store.result?.pending" variant="success" title="FATURA SALVA COMO PENDENTE">
+      <div class="fc-import-result">
+        <span class="fc-mono fc-import-result__stat">
+          Vencimento: <span class="fc-text-gold">{{ store.result.pending_bill?.payment_date }}</span>
+        </span>
+        <span class="fc-mono fc-import-result__stat fc-text-green">
+          {{ fmt(store.result.pending_bill?.total ?? 0) }}
+        </span>
+        <span class="fc-mono fc-import-result__stat" style="color:var(--fc-text-dim);font-size:11px">
+          Confirme o pagamento em Contas quando pagar a fatura
+        </span>
+        <button class="fc-btn fc-btn--ghost" @click="store.reset(); selectedFile = null">
+          IMPORTAR OUTRO
+        </button>
+      </div>
+    </NeonPanel>
+
+    <!-- Result banner: imported -->
+    <NeonPanel v-else-if="store.result" variant="success" title="CONCLUÍDO">
       <div class="fc-import-result">
         <span class="fc-mono fc-import-result__stat">
           <span class="fc-text-green">{{ store.result.imported }}</span> importadas
@@ -243,7 +261,7 @@ function fmt(amount: number) {
           <button
             class="fc-btn fc-btn--primary"
             :disabled="store.loading || newCount === 0"
-            @click="store.confirm()"
+            @click="store.confirm(csvMapping.all_expenses, csvMapping.all_expenses ? csvMapping.payment_date : '')"
           >
             {{ store.loading ? 'SALVANDO...' : `CONFIRMAR ${newCount} TRANSAÇÕES` }}
           </button>